Nearly half of Americans suffered a climate disaster last year—fires, floods, heat waves, hurricanes—with insured losses topping $100 billion. The consequences are redrawing the map of where Americans move, build and buy. Sun Belt migration is slowing, the Midwest is growing again, and insurers are quietly redlining entire ZIP codes. For California builders, this isn’t a future scenario—it’s current ground truth and reality. Consumers, insurers, and regulators are applying pressure from all sides, a three-legged stool reshaping the market, but also creating a trillion-dollar adaptation opportunity for builders willing to act rather than wait.
In this session, PCBC 2026 keynote speaker Greg Lindsay draws on his experience launching climate-modeling firm AlphaGeo and his work with innovators and startups developing fire-resistant, electrified, and rapidly deployable homes to explore what tomorrow’s resilient home looks like, where it’s built, how it’s delivered, and who ultimately pays.