AGA PDT 2026

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H113: The Hidden Costs That Quietly Drain Your Budget

23 Jul 26

11:20 AM - 12:10 PM

Tracks: FOS: ACC (Accounting)

Speaker(s): Karen Hardy, Visiting Fellow, The IBM Center for Government; Marshelle Richardson, Chief Risk Officer, District of Columbia Government

Small, often overlooked expenses can have a significant impact on financial health over time. This session explores the subtle, recurring costs — both personal and organizational — that quietly erode budgets and reduce overall efficiency.

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