What Lenders Look For: Credit and Financial Management for Utilities
(Room 126 A&B)
15 Sep 26
9:45 AM
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10:45 AM
This session provides a lender’s perspective on the key financial and operational factors that influence credit decisions for water and wastewater systems. Attendees will gain a practical understanding of how lenders assess financial statements, cash flow, liquidity, debt service coverage, rate structures, and long‑term capital planning. The presentation will also highlight common strengths that support credit quality, as well as red flags that can limit financing options or increase borrowing costs. Designed for utility managers, board members, and finance staff, this session connects day‑to‑day financial management decisions with their impact on creditworthiness